| 1. | Through the investigations of spots and questionnaires , we received 147 guarantee agencies ' information , which showed some problems such as gov ' s and mutual guarantee agencies ' " squeezing out effect " on business ones , small scales , mercantile objectives , low human resource level and so on 通过实地调研和问卷调查所获得的147家担保机构的数据显示,政策性担保机构和互助性担保机构对商业性担保存在着“挤出效应” ,且存在着担保机构普遍规模较小、多以营利为经营目标、人力资源素质不高等问题。 |